As I sit down to write a recap of my experience, I can’t believe I have owned a rental property for a little over two years! For as long as I can remember I have wanted to own rental property. The reason is pretty simple,…
July was a crazy month for my net worth having, refinanced my home (with crazy closing costs), refinanced my student loans, and paid off a ton of debt. I knew that the closing costs would eclipse the other good but that pain would be temporary….
Ooooooooeeeee July was a massive month for getting some of my goals out of the way! Absolutely pumped. After mentioning it 8 months ago, I finally refinanced my house (from 3.85% down to 2.75% 30yr fixed). I also got a favorable appraisal so I was…
I hope one day to have a steady stream of income provided by multiple companies with a long-standing history of increasing their dividend annually. In my mind, it is almost like creating my own private pension. Due to other focuses right now (specifically, pay down the…
I have been talking about refinancing for the better part of the year! Literally. It has been a very frustrating process, and one that is/was likely unavoidable given how The Wife and I operate our personal finances and to a larger extent, our taxes. The…
With another month down it is time to take a look at my assets, my liabilities and see how I have done month over month and year to date. Last month I wrote, …I am very excited to get the refinance done (hopefully this month) as I…
I have been selling naked puts for years. I first learned about the technique from a very good buddy of mine. The idea immediately spoke to me, and I become semi-obsessed with it. In the beginning, I would track every trade, which became annoying at…
I don’t have an elaborate formula to determine how much cash I should keep outside of brokerage accounts. Currently, I keep $20,000.00 because, to me, that amount represents the most I am going to need in an “oh shit” moment. I would probably keep more…
I hope one day to have a steady stream of income provided by multiple companies with a long standing history of increasing their dividend annually. In my mind it is almost like creating my own private pension. Due to other focuses right now (specifically, pay…
The Wife and I have always wanted a pool. We even consider building one at our old house (now a rental property), however, it would have been tight on the property (side note: boy am I glad we didn’t as it would be one more…